HomeReady®

HomeReady® provides a low-down payment mortgage option for very low-and moderate-income borrowers.

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Fannie Mae HomeReady® provides a low-down payment mortgage option for very low-and moderate-income borrowers.

  • As little as 3% down payment
  • Do not have to be a first-time homebuyer.
  • Non-Occupant co-borrowers may help borrowers qualify for a 1 unit property.
  • No minimum borrower contribution required.